Transparent valuation
Your gold is weighed and assessed in front of you, gram by gram, at rates you can check yourself.
Why our gold loan
Everything you get when you pledge with us
Same-day disbursal
Most loans are valued, approved and paid out within the same visit. No waiting, no follow-ups.
Insured vault storage
Your ornaments are sealed, tracked and stored in a secured, insured vault until you repay.
Flexible repayment
Pay interest monthly or settle at closure. Foreclose any time with no penalty.
Minimal paperwork
A simple ID and address proof is usually all it takes. We keep the counter quick.
A team you know
People who live where you live, handling your family gold with the care it deserves.
How it works
Three steps to funds in hand
1
Bring your gold
Walk into any branch with your gold ornaments or coins and a basic ID and address proof.
2
Instant valuation
We weigh and assess purity transparently, then quote your eligible loan amount on the spot.
3
Walk out with funds
Accept the terms and your money is disbursed the same day. Your gold is sealed and safely stored.
What you can pledge
Any gold you own can work harder
Bring in what you have. We value it transparently, gram by gram, and lend against it at rates that stay fair for the whole tenure.
Gold ornaments & jewellery
Bangles, chains, rings, necklaces — everyday household gold, 18K to 22K.
Gold coins
Bank and hallmark-certified gold coins up to the prescribed weight.
Family & heirloom gold
Handled discreetly and returned exactly as pledged, down to the piece.
Indicative terms
Gold loan at a glance
Interest ratefrom 0.83% p.m.
Loan amount₹5,000 – ₹25 lakh
Tenure3 – 12 months
DisbursalSame day
ForeclosureNo penalty
Indicative figures for illustration. Actual rate, eligibility and loan-to-value depend on gold purity, weight and prevailing RBI norms. Confirm at your nearest branch.
Questions, answered
Gold loan FAQs
How much loan can I get against my gold?
Your eligible amount depends on the weight and purity of your gold and the loan-to-value limits set by the RBI. We assess it transparently at the counter and tell you the exact figure before you decide.
How quickly will I get the money?
In most cases the same day. Once your gold is valued and the simple paperwork is done, the loan is disbursed during the same visit.
What documents do I need?
Usually just a government photo ID and an address proof. Bring your gold and we'll guide you through the rest at the branch.
Is my gold safe with you?
Yes. Your ornaments are sealed in tamper-evident packing, tracked, and held in a secured, insured vault until you repay. They're returned to you exactly as pledged.
Can I repay early?
Absolutely. You can pay interest monthly or settle the whole amount at closure, and you can foreclose any time without a penalty.
What kind of gold do you accept?
Gold ornaments and jewellery (typically 18K–22K), and bank or hallmark-certified gold coins up to the prescribed weight.
Ready when you are
Turn your gold into funds today
Send a quick enquiry and a branch officer will call you back with exactly what your gold is worth.